Springfield, CO
Springfield, CO's wildfire risk, in USFS's own numbers
USFS scores Springfield at the 90th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 1,250 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Springfield's burn probability — fire likelihood with no building count factored in — sits at the 89th percentile nationally.
Where Springfield's buildings actually sit
USFS puts 94.8% of Springfield's 1,250 buildings in the Indirect exposure zone, versus 5.2% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Springfield against the rest of the country
Springfield ranks lower within Colorado (75th percentile statewide) than its 90th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Springfield ranks 3,180 for wildfire risk (1 is highest) and 10,349 by building count (1 is largest). Within Colorado alone, it ranks 122 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
What this risk score means for insurance
At the 90th percentile nationally, Springfield carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Springfield
Because 94.8% of Springfield's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Springfield's 90th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Springfield, see the exposure-zones guide.