Springerville, AZ
Springerville wildfire risk explained
Out of every US place USFS scores, Springerville lands at the 95th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 1,218 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Springerville at the 95th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS puts 56.6% of Springerville's 1,218 buildings in the Indirect exposure zone, versus 43.4% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Springerville compares
Springerville's 95th national percentile looks worse in isolation than its 74th ranking inside Arizona does — this place is on the milder end for its own state, by 20 points. Among the 31,521 US communities USFS scores, Springerville ranks 1,627 for wildfire risk (1 is highest) and 10,542 by building count (1 is largest). Within Arizona alone, it ranks 114 of 441 places by risk. See the full county-by-county picture for Arizona on its state page.
What this risk score means for insurance
Springerville's 95th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Because 56.6% of Springerville's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Springerville's 95th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Springerville, see the exposure-zones guide.