Spring Valley Village, TX
Spring Valley Village wildfire risk explained
Spring Valley Village sits at the 32nd percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 1,689 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Spring Valley Village's burn probability — fire likelihood with no building count factored in — sits at the 35th percentile nationally.
Where Spring Valley Village's buildings actually sit
Only 2.1% of Spring Valley Village's 1,689 buildings carry Direct exposure and 0% carry Indirect; the remaining 97.9% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Spring Valley Village ranks
Spring Valley Village ranks lower within Texas (2nd percentile statewide) than its 32nd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Spring Valley Village ranks 21,319 for wildfire risk (1 is highest) and 8,462 by building count (1 is largest). Within Texas alone, it ranks 1,755 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Spring Valley Village's moderate wildfire rating (32nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Spring Valley Village
With 97.9% of buildings rated Minimal exposure, Spring Valley Village gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,689 counted buildings into the percentiles shown above for Spring Valley Village. For more on what minimal exposure implies beyond Spring Valley Village, see the exposure-zones guide.