Spring Valley, NY
How exposed is Spring Valley to wildfire?
Spring Valley's 2,719 buildings earn a 23rd-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Spring Valley's burn probability — fire likelihood with no building count factored in — sits at the 24th percentile nationally.
Spring Valley's building exposure, zone by zone
Spring Valley rates 93.5% Minimal exposure against just 6.5% Direct and 0% Indirect — of 2,719 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Spring Valley against the rest of the country
Within New York, Spring Valley ranks higher (50th percentile) than it does nationally (23rd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Spring Valley ranks 24,151 for wildfire risk (1 is highest) and 5,898 by building count (1 is largest). Within New York alone, it ranks 651 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Spring Valley and the insurance market
Spring Valley's moderate rating (23rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Spring Valley's 93.5% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Spring Valley's 23rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Spring Valley, see the exposure-zones guide.