Spring Valley, MN
How exposed is Spring Valley to wildfire?
USFS's Wildfire Risk to Communities model puts Spring Valley at the 5th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 1,484 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Spring Valley's burn probability — fire likelihood with no building count factored in — sits at the 5th percentile nationally.
Where Spring Valley's buildings actually sit
Spring Valley rates 87.6% Minimal exposure against just 12.4% Direct and 0% Indirect — of 1,484 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Spring Valley ranks
Spring Valley's risk sits at a similar level relative to Minnesota (7th percentile statewide) as it does nationally (5th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Spring Valley ranks 30,080 for wildfire risk (1 is highest) and 9,229 by building count (1 is largest). Within Minnesota alone, it ranks 849 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
What this risk score means for insurance
Spring Valley's low rating (5th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Spring Valley
With 87.6% of buildings rated Minimal exposure, Spring Valley gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Spring Valley's 30,080-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Spring Valley, see the exposure-zones guide.