Spring Ridge, FL
Spring Ridge wildfire risk explained
Spring Ridge sits at the 79th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 274 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Spring Ridge's burn probability — fire likelihood with no building count factored in — sits at the 79th percentile nationally.
Spring Ridge's building exposure, zone by zone
USFS classifies 97.1% of Spring Ridge's buildings as Direct exposure, higher than its 2.9% Indirect share and far above its 0% Minimal share — a profile where 266 structures sit close enough to vegetation that lot clearing matters most.
Spring Ridge against the rest of the country
Spring Ridge's 79th national percentile looks worse in isolation than its 46th ranking inside Florida does — this place is on the milder end for its own state, by 34 points. Among the 31,521 US communities USFS scores, Spring Ridge ranks 6,616 for wildfire risk (1 is highest) and 22,384 by building count (1 is largest). Within Florida alone, it ranks 522 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Shopping for coverage in Spring Ridge
At the 79th percentile nationally, Spring Ridge carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With 97.1% of Spring Ridge in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Spring Ridge's figures come from
The methodology guide shows exactly how USFS turned 274 counted buildings into the percentiles shown above for Spring Ridge. The exposure-zones guide covers what Spring Ridge's dominant direct exposure actually means, with real examples from across the dataset.