Spring Mount, PA
Spring Mount, PA's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Spring Mount at the 15th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 475 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Spring Mount's burn probability — fire likelihood with no building count factored in — sits at the 14th percentile nationally.
Spring Mount's building exposure, zone by zone
68.2% of Spring Mount's 475 buildings sit in USFS's Direct exposure zone, roughly 324 structures close enough to burnable vegetation for flame contact, not just embers — 31.8% fall in the Indirect, ember-only zone and 0% are Minimal.
How Spring Mount compares
There's little gap between Spring Mount's 15th national percentile and its 15th percentile inside Pennsylvania, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Spring Mount ranks 26,704 for wildfire risk (1 is highest) and 17,803 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,692 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
Spring Mount's low wildfire rating (15th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 68.2% of Spring Mount in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Spring Mount's 15th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Spring Mount, see the exposure-zones guide.