Spring Lake Park, MN
How exposed is Spring Lake Park to wildfire?
Out of every US place USFS scores, Spring Lake Park lands at the 34th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 2,821 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Spring Lake Park at the 37th percentile, close to its 34th-percentile risk score.
Spring Lake Park's building exposure, zone by zone
95.5% of Spring Lake Park's 2,821 buildings sit in USFS's Minimal exposure zone, with only 4.5% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Spring Lake Park ranks
There's little gap between Spring Lake Park's 34th national percentile and its 44th percentile inside Minnesota, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Spring Lake Park ranks 20,676 for wildfire risk (1 is highest) and 5,723 by building count (1 is largest). Within Minnesota alone, it ranks 517 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Shopping for coverage in Spring Lake Park
Spring Lake Park's moderate rating (34th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Even with 95.5% of Spring Lake Park outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Spring Lake Park's 34th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Spring Lake Park, see the exposure-zones guide.