Spring Lake, MI
Spring Lake wildfire risk explained
Spring Lake's 1,276 buildings earn a 14th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Spring Lake at the 16th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Spring Lake's buildings actually sit
1,276 buildings are counted in Spring Lake, and 89.9% of them are Indirect exposure — ember-driven risk rather than the 7.9% in Direct exposure or the 2.2% rated Minimal.
How Spring Lake compares
Compare Spring Lake's two percentiles: 50th within Michigan, only 14th nationally — a gap of 35 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Spring Lake ranks 26,982 for wildfire risk (1 is highest) and 10,213 by building count (1 is largest). Within Michigan alone, it ranks 374 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Spring Lake and the insurance market
Spring Lake's low rating (14th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Spring Lake
Spring Lake's 89.9% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,276 counted buildings into the percentiles shown above for Spring Lake. For more on what indirect exposure implies beyond Spring Lake, see the exposure-zones guide.