Spring Lake Heights, NJ
How exposed is Spring Lake Heights to wildfire?
USFS scores Spring Lake Heights at the 61st national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 1,973 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Spring Lake Heights's burn probability — fire likelihood with no building count factored in — sits at the 62nd percentile nationally.
What "at risk" means for the buildings here
93.5% of Spring Lake Heights's 1,973 buildings sit in USFS's Minimal exposure zone, with only 6.5% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Spring Lake Heights ranks
Spring Lake Heights scores 61st nationally and 70th within New Jersey — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Spring Lake Heights ranks 12,297 for wildfire risk (1 is highest) and 7,551 by building count (1 is largest). Within New Jersey alone, it ranks 209 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Shopping for coverage in Spring Lake Heights
Spring Lake Heights's high rating (61st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Even with 93.5% of Spring Lake Heights outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Spring Lake Heights's figures come from
Every one of the two percentiles behind Spring Lake Heights's 12,297-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Spring Lake Heights's dominant minimal exposure actually means, with real examples from across the dataset.