Spring Lake Colony, SD
Spring Lake Colony, SD's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Spring Lake Colony lands at the 42nd percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 57 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Spring Lake Colony's burn probability — fire likelihood with no building count factored in — sits at the 38th percentile nationally.
Spring Lake Colony's building exposure, zone by zone
USFS classifies 63.2% of Spring Lake Colony's buildings as Direct exposure, higher than its 0% Indirect share and far above its 36.8% Minimal share — a profile where 36 structures sit close enough to vegetation that lot clearing matters most.
Spring Lake Colony against the rest of the country
Inside South Dakota, Spring Lake Colony sits at just the 16th percentile even though it scores 42nd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Spring Lake Colony ranks 18,419 for wildfire risk (1 is highest) and 30,754 by building count (1 is largest). Within South Dakota alone, it ranks 371 of 439 places by risk. See the full county-by-county picture for South Dakota on its state page.
Shopping for coverage in Spring Lake Colony
Spring Lake Colony's elevated wildfire rating (42nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 63.2% of Spring Lake Colony in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Spring Lake Colony's 18,419-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Spring Lake Colony, see the exposure-zones guide.