Spring Hill, TN
Spring Hill wildfire risk explained
Out of every US place USFS scores, Spring Hill lands at the 28th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 15,696 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Spring Hill at the 30th national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Most of Spring Hill's buildings (37%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone. At 15,696 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Spring Hill ranks
There's little gap between Spring Hill's 28th national percentile and its 14th percentile inside Tennessee, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Spring Hill ranks 22,800 for wildfire risk (1 is highest) and 938 by building count (1 is largest). Within Tennessee alone, it ranks 433 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
What this risk score means for insurance
At the 28th national percentile, Spring Hill rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Because 37% of Spring Hill's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Spring Hill's figures come from
Spring Hill's 28th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Spring Hill's dominant indirect exposure actually means, with real examples from across the dataset.