Spring Hill, IN
How exposed is Spring Hill to wildfire?
Out of every US place USFS scores, Spring Hill lands at the 12th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 35 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Spring Hill's burn probability — fire likelihood with no building count factored in — sits at the 16th percentile nationally.
What "at risk" means for the buildings here
Most of Spring Hill's buildings (62.9% of 35) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Spring Hill ranks
Within Indiana, Spring Hill ranks higher (62nd percentile) than it does nationally (12th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Spring Hill ranks 27,697 for wildfire risk (1 is highest) and 31,269 by building count (1 is largest). Within Indiana alone, it ranks 373 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
Spring Hill's low rating (12th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Spring Hill's 62.9% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Spring Hill's figures come from
Spring Hill's 12th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Spring Hill's dominant minimal exposure actually means, with real examples from across the dataset.