Spring Hill, IA
Spring Hill, IA's wildfire risk, in USFS's own numbers
Spring Hill's 48 buildings earn a 53rd-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Spring Hill at the 55th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Spring Hill's building exposure, zone by zone
77.1% of Spring Hill's 48 buildings sit in USFS's Direct exposure zone, roughly 37 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 22.9% are Minimal.
How Spring Hill compares
Within Iowa, Spring Hill ranks higher (73rd percentile) than it does nationally (53rd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Spring Hill ranks 14,837 for wildfire risk (1 is highest) and 30,973 by building count (1 is largest). Within Iowa alone, it ranks 279 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Spring Hill and the insurance market
Spring Hill's elevated rating (53rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Spring Hill's 77.1% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 48 counted buildings into the percentiles shown above for Spring Hill. For more on what direct exposure implies beyond Spring Hill, see the exposure-zones guide.