Spring Hill, FL
Spring Hill, FL's wildfire risk, in USFS's own numbers
Spring Hill sits at the 83rd percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 47,632 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Spring Hill at the 83rd national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Spring Hill's building exposure, zone by zone
USFS classifies 72% of Spring Hill's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 12.8% Direct and 15.2% Indirect — a landscape-level risk rather than a building-by-building one. At 47,632 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Spring Hill compares
Spring Hill's 83rd national percentile looks worse in isolation than its 55th ranking inside Florida does — this place is on the milder end for its own state, by 27 points. Among the 31,521 US communities USFS scores, Spring Hill ranks 5,515 for wildfire risk (1 is highest) and 187 by building count (1 is largest). Within Florida alone, it ranks 427 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Shopping for coverage in Spring Hill
Spring Hill's very high rating (83rd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With 72% of buildings rated Minimal exposure, Spring Hill gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Spring Hill's figures come from
The methodology guide shows exactly how USFS turned 47,632 counted buildings into the percentiles shown above for Spring Hill. The exposure-zones guide covers what Spring Hill's dominant minimal exposure actually means, with real examples from across the dataset.