Spring Grove, MN
Spring Grove wildfire risk explained
USFS's Wildfire Risk to Communities model puts Spring Grove at the 25th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 832 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Spring Grove at the 26th percentile, close to its 25th-percentile risk score.
Spring Grove's building exposure, zone by zone
832 buildings are counted in Spring Grove, and 85.9% of them are Indirect exposure — ember-driven risk rather than the 14.1% in Direct exposure or the 0% rated Minimal.
Spring Grove against the rest of the country
Spring Grove's risk sits at a similar level relative to Minnesota (30th percentile statewide) as it does nationally (25th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Spring Grove ranks 23,734 for wildfire risk (1 is highest) and 13,326 by building count (1 is largest). Within Minnesota alone, it ranks 646 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Spring Grove and the insurance market
Spring Grove's moderate rating (25th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Spring Grove (85.9% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Spring Grove's figures come from
The methodology guide shows exactly how USFS turned 832 counted buildings into the percentiles shown above for Spring Grove. The exposure-zones guide covers what Spring Grove's dominant indirect exposure actually means, with real examples from across the dataset.