Spring Grove, IN
Spring Grove wildfire risk explained
USFS's Wildfire Risk to Communities model puts Spring Grove at the 13th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 189 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Spring Grove's burn probability — fire likelihood with no building count factored in — sits at the 14th percentile nationally.
Spring Grove's building exposure, zone by zone
59.8% of Spring Grove's 189 buildings sit in USFS's Minimal exposure zone, with only 40.2% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Spring Grove against the rest of the country
Compare Spring Grove's two percentiles: 64th within Indiana, only 13th nationally — a gap of 51 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Spring Grove ranks 27,382 for wildfire risk (1 is highest) and 25,276 by building count (1 is largest). Within Indiana alone, it ranks 350 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Shopping for coverage in Spring Grove
Spring Grove's low wildfire rating (13th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Spring Grove's 59.8% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Spring Grove's 27,382-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Spring Grove, see the exposure-zones guide.