Spring City, TN
Spring City wildfire risk explained
Spring City's 1,349 buildings earn a 76th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Spring City's burn probability — fire likelihood with no building count factored in — sits at the 80th percentile nationally.
Where Spring City's buildings actually sit
USFS puts 70.8% of Spring City's 1,349 buildings in the Indirect exposure zone, versus 28.3% Direct and 0.9% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Spring City against the rest of the country
Spring City's risk sits at a similar level relative to Tennessee (78th percentile statewide) as it does nationally (76th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Spring City ranks 7,608 for wildfire risk (1 is highest) and 9,837 by building count (1 is largest). Within Tennessee alone, it ranks 109 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Spring City and the insurance market
Spring City's high rating (76th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Spring City's 70.8% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Spring City's 7,608-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Spring City, see the exposure-zones guide.