Spring Branch, TX
Spring Branch, TX's wildfire risk, in USFS's own numbers
Spring Branch sits at the 80th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 255 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Spring Branch's burn probability — fire likelihood with no building count factored in — sits at the 78th percentile nationally.
What "at risk" means for the buildings here
76.9% of Spring Branch's 255 buildings sit in USFS's Direct exposure zone, roughly 196 structures close enough to burnable vegetation for flame contact, not just embers — 23.1% fall in the Indirect, ember-only zone and 0% are Minimal.
How Spring Branch compares
Spring Branch's 80th national percentile looks worse in isolation than its 60th ranking inside Texas does — this place is on the milder end for its own state, by 19 points. Among the 31,521 US communities USFS scores, Spring Branch ranks 6,446 for wildfire risk (1 is highest) and 22,996 by building count (1 is largest). Within Texas alone, it ranks 717 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Spring Branch and the insurance market
At the 80th percentile nationally, Spring Branch carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With 76.9% of Spring Branch in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Spring Branch's figures come from
Spring Branch's 80th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Spring Branch's dominant direct exposure actually means, with real examples from across the dataset.