Spring Arbor, MI
Spring Arbor, MI's wildfire risk, in USFS's own numbers
Spring Arbor sits at the 15th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 764 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Spring Arbor at the 16th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS puts 56.4% of Spring Arbor's 764 buildings in the Indirect exposure zone, versus 43.6% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Spring Arbor compares
Spring Arbor's 52nd-percentile standing inside Michigan outpaces its 15th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Spring Arbor ranks 26,794 for wildfire risk (1 is highest) and 13,974 by building count (1 is largest). Within Michigan alone, it ranks 360 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
What this risk score means for insurance
At the 15th national percentile, Spring Arbor rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Spring Arbor (56.4% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Spring Arbor's 15th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Spring Arbor, see the exposure-zones guide.