Spragueville, IA
Spragueville wildfire risk explained
Out of every US place USFS scores, Spragueville lands at the 48th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 79 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Spragueville's burn probability — fire likelihood with no building count factored in — sits at the 50th percentile nationally.
Spragueville's building exposure, zone by zone
Indirect exposure is dominant in Spragueville (76% of 79 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 24.1% sit in the Direct zone.
How Spragueville compares
Compare Spragueville's two percentiles: 66th within Iowa, only 48th nationally — a gap of 18 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Spragueville ranks 16,416 for wildfire risk (1 is highest) and 29,921 by building count (1 is largest). Within Iowa alone, it ranks 346 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Spragueville and the insurance market
At the 48th national percentile, Spragueville rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Spragueville's 76% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Spragueville's figures come from
Spragueville's 48th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Spragueville's dominant indirect exposure actually means, with real examples from across the dataset.