Spottsville, KY
How exposed is Spottsville to wildfire?
Spottsville sits at the 18th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 194 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Spottsville at the 18th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Spottsville's building exposure, zone by zone
Of Spottsville's 194 counted buildings, 87.6% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Spottsville ranks
Spottsville's risk sits at a similar level relative to Kentucky (29th percentile statewide) as it does nationally (18th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Spottsville ranks 25,965 for wildfire risk (1 is highest) and 25,077 by building count (1 is largest). Within Kentucky alone, it ranks 392 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Shopping for coverage in Spottsville
At the 18th national percentile, Spottsville rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Spottsville
Spottsville's 87.6% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Spottsville's 18th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Spottsville, see the exposure-zones guide.