Sportsmen Acres, OK
How exposed is Sportsmen Acres to wildfire?
Sportsmen Acres's 89 buildings earn a 86th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Sportsmen Acres's burn probability — fire likelihood with no building count factored in — sits at the 88th percentile nationally.
Sportsmen Acres's building exposure, zone by zone
65.2% of Sportsmen Acres's 89 buildings sit in USFS's Direct exposure zone, roughly 58 structures close enough to burnable vegetation for flame contact, not just embers — 34.8% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Sportsmen Acres ranks
Sportsmen Acres's 86th national percentile looks worse in isolation than its 34th ranking inside Oklahoma does — this place is on the milder end for its own state, by 52 points. Among the 31,521 US communities USFS scores, Sportsmen Acres ranks 4,420 for wildfire risk (1 is highest) and 29,548 by building count (1 is largest). Within Oklahoma alone, it ranks 552 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
What this risk score means for insurance
At the 86th percentile nationally, Sportsmen Acres carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Sportsmen Acres
Sportsmen Acres's 65.2% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Sportsmen Acres's figures come from
The methodology guide shows exactly how USFS turned 89 counted buildings into the percentiles shown above for Sportsmen Acres. The exposure-zones guide covers what Sportsmen Acres's dominant direct exposure actually means, with real examples from across the dataset.