Spooner, WI
How exposed is Spooner to wildfire?
Spooner sits at the 30th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 1,507 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Spooner's burn probability — fire likelihood with no building count factored in — sits at the 29th percentile nationally.
Spooner's building exposure, zone by zone
75.6% of Spooner's 1,507 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 24.4% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Where Spooner ranks
Within Wisconsin, Spooner ranks higher (65th percentile) than it does nationally (30th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Spooner ranks 21,952 for wildfire risk (1 is highest) and 9,138 by building count (1 is largest). Within Wisconsin alone, it ranks 279 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
Spooner and the insurance market
Spooner's moderate rating (30th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Spooner
Because 75.6% of Spooner's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Spooner's figures come from
Spooner's 30th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Spooner's dominant indirect exposure actually means, with real examples from across the dataset.