Spokane, WA
Spokane wildfire risk explained
Out of every US place USFS scores, Spokane lands at the 86th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 98,919 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Spokane at the 86th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Spokane's building exposure, zone by zone
Spokane rates 67% Minimal exposure against just 3.1% Direct and 29.9% Indirect — of 98,919 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually. At 98,919 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Spokane against the rest of the country
Spokane's risk sits at a similar level relative to Washington (77th percentile statewide) as it does nationally (86th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Spokane ranks 4,586 for wildfire risk (1 is highest) and 63 by building count (1 is largest). Within Washington alone, it ranks 147 of 628 places by risk. See the full county-by-county picture for Washington on its state page.
Shopping for coverage in Spokane
Spokane's very high rating (86th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Spokane
With 67% of buildings rated Minimal exposure, Spokane gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Spokane's figures come from
The methodology guide shows exactly how USFS turned 98,919 counted buildings into the percentiles shown above for Spokane. The exposure-zones guide covers what Spokane's dominant minimal exposure actually means, with real examples from across the dataset.