Spokane Valley, WA
How exposed is Spokane Valley to wildfire?
Spokane Valley sits at the 66th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 43,988 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Spokane Valley at the 62nd percentile, close to its 66th-percentile risk score.
What "at risk" means for the buildings here
Spokane Valley rates 52.9% Minimal exposure against just 4.8% Direct and 42.3% Indirect — of 43,988 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually. At 43,988 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Spokane Valley against the rest of the country
There's little gap between Spokane Valley's 66th national percentile and its 70th percentile inside Washington, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Spokane Valley ranks 10,700 for wildfire risk (1 is highest) and 213 by building count (1 is largest). Within Washington alone, it ranks 190 of 628 places by risk. See the full county-by-county picture for Washington on its state page.
Spokane Valley and the insurance market
Spokane Valley's high rating (66th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Spokane Valley
With 52.9% of buildings rated Minimal exposure, Spokane Valley gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Spokane Valley's figures come from
Spokane Valley's 66th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Spokane Valley's dominant minimal exposure actually means, with real examples from across the dataset.