Splendora, TX
Splendora wildfire risk explained
USFS's Wildfire Risk to Communities model puts Splendora at the 66th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 1,076 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Splendora at the 67th percentile, close to its 66th-percentile risk score.
Splendora's building exposure, zone by zone
Of Splendora's 1,076 counted buildings, 64.9% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Splendora against the rest of the country
Splendora ranks lower within Texas (22nd percentile statewide) than its 66th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Splendora ranks 10,886 for wildfire risk (1 is highest) and 11,427 by building count (1 is largest). Within Texas alone, it ranks 1,405 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Splendora and the insurance market
Splendora's high rating (66th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With 64.9% of Splendora in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Splendora's 66th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Splendora, see the exposure-zones guide.