Spiritwood, ND
Spiritwood wildfire risk explained
Spiritwood sits at the 59th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 54 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Spiritwood at the 56th percentile, close to its 59th-percentile risk score.
Where Spiritwood's buildings actually sit
Of Spiritwood's 54 counted buildings, 50% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Spiritwood ranks
Spiritwood's risk sits at a similar level relative to North Dakota (71st percentile statewide) as it does nationally (59th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Spiritwood ranks 12,992 for wildfire risk (1 is highest) and 30,829 by building count (1 is largest). Within North Dakota alone, it ranks 118 of 402 places by risk. See the full county-by-county picture for North Dakota on its state page.
What this risk score means for insurance
Spiritwood's elevated rating (59th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Spiritwood (50%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Spiritwood's 59th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Spiritwood, see the exposure-zones guide.