Spiritwood Lake, ND
How exposed is Spiritwood Lake to wildfire?
USFS scores Spiritwood Lake at the 59th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 196 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Spiritwood Lake's burn probability — fire likelihood with no building count factored in — sits at the 58th percentile nationally.
Spiritwood Lake's building exposure, zone by zone
196 buildings are counted in Spiritwood Lake, and 96.4% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 3.6% rated Minimal.
Spiritwood Lake against the rest of the country
Spiritwood Lake's risk sits at a similar level relative to North Dakota (71st percentile statewide) as it does nationally (59th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Spiritwood Lake ranks 12,993 for wildfire risk (1 is highest) and 25,008 by building count (1 is largest). Within North Dakota alone, it ranks 119 of 402 places by risk. See the full county-by-county picture for North Dakota on its state page.
Shopping for coverage in Spiritwood Lake
Spiritwood Lake's elevated wildfire rating (59th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Spiritwood Lake
Spiritwood Lake's 96.4% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Spiritwood Lake's figures come from
Every one of the two percentiles behind Spiritwood Lake's 12,993-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Spiritwood Lake's dominant direct exposure actually means, with real examples from across the dataset.