Spiceland, IN
Spiceland wildfire risk explained
Spiceland sits at the 11th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 677 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Spiceland at the 10th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
78.6% of Spiceland's 677 buildings sit in USFS's Minimal exposure zone, with only 21.4% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Spiceland against the rest of the country
Within Indiana, Spiceland ranks higher (58th percentile) than it does nationally (11th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Spiceland ranks 28,136 for wildfire risk (1 is highest) and 14,900 by building count (1 is largest). Within Indiana alone, it ranks 405 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Shopping for coverage in Spiceland
Spiceland's low wildfire rating (11th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Spiceland
Spiceland's 78.6% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 677 counted buildings into the percentiles shown above for Spiceland. For more on what minimal exposure implies beyond Spiceland, see the exposure-zones guide.