Spaulding, IL
Spaulding, IL's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Spaulding lands at the 26th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 490 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Spaulding's burn probability — fire likelihood with no building count factored in — sits at the 27th percentile nationally.
Spaulding's building exposure, zone by zone
Indirect exposure is dominant in Spaulding (77.8% of 490 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 22.2% sit in the Direct zone.
Spaulding against the rest of the country
Spaulding's 72nd-percentile standing inside Illinois outpaces its 26th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Spaulding ranks 23,441 for wildfire risk (1 is highest) and 17,528 by building count (1 is largest). Within Illinois alone, it ranks 404 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Spaulding and the insurance market
Spaulding's moderate rating (26th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Spaulding (77.8% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Spaulding's figures come from
Spaulding's 26th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Spaulding's dominant indirect exposure actually means, with real examples from across the dataset.