Spartanburg, IN
Spartanburg, IN's wildfire risk, in USFS's own numbers
Spartanburg's 75 buildings earn a 1st-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Spartanburg's burn probability — fire likelihood with no building count factored in — sits at the 1st percentile nationally.
Where Spartanburg's buildings actually sit
Most of Spartanburg's buildings (65.3% of 75) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Spartanburg against the rest of the country
Spartanburg scores 1st nationally and 7th within Indiana — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Spartanburg ranks 31,242 for wildfire risk (1 is highest) and 30,084 by building count (1 is largest). Within Indiana alone, it ranks 905 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
Spartanburg's low wildfire rating (1st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Spartanburg
Even with 65.3% of Spartanburg outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Spartanburg's figures come from
Every one of the two percentiles behind Spartanburg's 31,242-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Spartanburg's dominant minimal exposure actually means, with real examples from across the dataset.