Spackenkill, NY
How exposed is Spackenkill to wildfire?
USFS scores Spackenkill at the 27th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 1,580 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Spackenkill at the 29th percentile, close to its 27th-percentile risk score.
Spackenkill's building exposure, zone by zone
69.2% of Spackenkill's 1,580 buildings sit in USFS's Minimal exposure zone, with only 30.8% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Spackenkill against the rest of the country
Within New York, Spackenkill ranks higher (56th percentile) than it does nationally (27th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Spackenkill ranks 23,009 for wildfire risk (1 is highest) and 8,833 by building count (1 is largest). Within New York alone, it ranks 568 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Shopping for coverage in Spackenkill
Spackenkill's moderate rating (27th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Spackenkill
Even with 69.2% of Spackenkill outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Spackenkill's 23,009-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Spackenkill, see the exposure-zones guide.