Southwood Acres, CT
Southwood Acres wildfire risk explained
Southwood Acres's 3,435 buildings earn a 24th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Southwood Acres at the 23rd national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Southwood Acres's building exposure, zone by zone
Most of Southwood Acres's buildings (57.4% of 3,435) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Southwood Acres compares
Southwood Acres scores 24th nationally and 23rd within Connecticut — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Southwood Acres ranks 23,818 for wildfire risk (1 is highest) and 4,863 by building count (1 is largest). Within Connecticut alone, it ranks 166 of 214 places by risk. See the full county-by-county picture for Connecticut on its state page.
Southwood Acres and the insurance market
Southwood Acres's moderate wildfire rating (24th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Southwood Acres's 57.4% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Southwood Acres's figures come from
The methodology guide shows exactly how USFS turned 3,435 counted buildings into the percentiles shown above for Southwood Acres. The exposure-zones guide covers what Southwood Acres's dominant minimal exposure actually means, with real examples from across the dataset.