Southport, IN
Southport, IN's wildfire risk, in USFS's own numbers
Southport sits at the 10th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 918 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Southport at the 13th national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
Southport's building exposure, zone by zone
USFS classifies 91.4% of Southport's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 8.6% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Where Southport ranks
Compare Southport's two percentiles: 57th within Indiana, only 10th nationally — a gap of 47 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Southport ranks 28,232 for wildfire risk (1 is highest) and 12,568 by building count (1 is largest). Within Indiana alone, it ranks 414 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
Southport's low wildfire rating (10th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Southport
Southport's 91.4% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Southport's figures come from
The methodology guide shows exactly how USFS turned 918 counted buildings into the percentiles shown above for Southport. The exposure-zones guide covers what Southport's dominant minimal exposure actually means, with real examples from across the dataset.