Southgate, FL
Southgate, FL's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Southgate lands at the 52nd percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 2,679 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Southgate's burn probability — fire likelihood with no building count factored in — sits at the 54th percentile nationally.
Where Southgate's buildings actually sit
Southgate rates 99.6% Minimal exposure against just 0.4% Direct and 0% Indirect — of 2,679 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Southgate ranks
Inside Florida, Southgate sits at just the 5th percentile even though it scores 52nd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Southgate ranks 15,085 for wildfire risk (1 is highest) and 5,964 by building count (1 is largest). Within Florida alone, it ranks 904 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
Southgate's elevated rating (52nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Southgate
Southgate's 99.6% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Southgate's figures come from
Every one of the two percentiles behind Southgate's 15,085-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Southgate's dominant minimal exposure actually means, with real examples from across the dataset.