Southern View, IL
How exposed is Southern View to wildfire?
Southern View sits at the 5th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 1,182 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Southern View at the 6th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Southern View's building exposure, zone by zone
Most of Southern View's buildings (99.2% of 1,182) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Southern View against the rest of the country
Within Illinois, Southern View ranks higher (29th percentile) than it does nationally (5th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Southern View ranks 29,899 for wildfire risk (1 is highest) and 10,752 by building count (1 is largest). Within Illinois alone, it ranks 1,024 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
Southern View's low wildfire rating (5th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Even with 99.2% of Southern View outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,182 counted buildings into the percentiles shown above for Southern View. For more on what minimal exposure implies beyond Southern View, see the exposure-zones guide.