Southeast Arcadia, FL
How exposed is Southeast Arcadia to wildfire?
USFS scores Southeast Arcadia at the 87th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 2,708 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Southeast Arcadia at the 89th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Direct exposure dominates in Southeast Arcadia: 66.2% of its 2,708 buildings, versus 33.8% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Southeast Arcadia compares
There's little gap between Southeast Arcadia's 87th national percentile and its 72nd percentile inside Florida, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Southeast Arcadia ranks 4,030 for wildfire risk (1 is highest) and 5,913 by building count (1 is largest). Within Florida alone, it ranks 264 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
Southeast Arcadia's very high rating (87th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Southeast Arcadia
With 66.2% of Southeast Arcadia in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Southeast Arcadia's figures come from
Southeast Arcadia's 87th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Southeast Arcadia's dominant direct exposure actually means, with real examples from across the dataset.