Southchase, FL
Southchase, FL's wildfire risk, in USFS's own numbers
Southchase's 5,022 buildings earn a 69th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Southchase at the 70th percentile, close to its 69th-percentile risk score.
Where Southchase's buildings actually sit
Only 7.4% of Southchase's 5,022 buildings carry Direct exposure and 0% carry Indirect; the remaining 92.6% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure. At 5,022 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Southchase ranks
Inside Florida, Southchase sits at just the 25th percentile even though it scores 69th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Southchase ranks 9,735 for wildfire risk (1 is highest) and 3,418 by building count (1 is largest). Within Florida alone, it ranks 715 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
Southchase's high rating (69th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Even with 92.6% of Southchase outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Southchase's figures come from
Southchase's 69th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Southchase's dominant minimal exposure actually means, with real examples from across the dataset.