South Wilmington, IL
How exposed is South Wilmington to wildfire?
South Wilmington's 550 buildings earn a 39th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, South Wilmington's burn probability — fire likelihood with no building count factored in — sits at the 39th percentile nationally.
What "at risk" means for the buildings here
USFS puts 94.6% of South Wilmington's 550 buildings in the Indirect exposure zone, versus 5.5% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
South Wilmington against the rest of the country
Within Illinois, South Wilmington ranks higher (91st percentile) than it does nationally (39th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, South Wilmington ranks 19,278 for wildfire risk (1 is highest) and 16,566 by building count (1 is largest). Within Illinois alone, it ranks 130 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in South Wilmington
South Wilmington's moderate wildfire rating (39th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
South Wilmington's 94.6% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind South Wilmington's 19,278-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond South Wilmington, see the exposure-zones guide.