South Williamson, KY
South Williamson, KY's wildfire risk, in USFS's own numbers
USFS scores South Williamson at the 93rd national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 323 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts South Williamson at the 95th percentile, close to its 93rd-percentile risk score.
What "at risk" means for the buildings here
53.3% of South Williamson's 323 buildings sit in USFS's Direct exposure zone, roughly 172 structures close enough to burnable vegetation for flame contact, not just embers — 46.8% fall in the Indirect, ember-only zone and 0% are Minimal.
Where South Williamson ranks
South Williamson's risk sits at a similar level relative to Kentucky (97th percentile statewide) as it does nationally (93rd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, South Williamson ranks 2,172 for wildfire risk (1 is highest) and 21,006 by building count (1 is largest). Within Kentucky alone, it ranks 18 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Shopping for coverage in South Williamson
South Williamson's very high rating (93rd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With 53.3% of South Williamson in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 323 counted buildings into the percentiles shown above for South Williamson. For more on what direct exposure implies beyond South Williamson, see the exposure-zones guide.