South Webster, OH
South Webster wildfire risk explained
USFS's Wildfire Risk to Communities model puts South Webster at the 59th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 551 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, South Webster's burn probability — fire likelihood with no building count factored in — sits at the 60th percentile nationally.
What "at risk" means for the buildings here
Most of South Webster's buildings (73%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Where South Webster ranks
Compare South Webster's two percentiles: 100th within Ohio, only 59th nationally — a gap of 41 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, South Webster ranks 13,029 for wildfire risk (1 is highest) and 16,560 by building count (1 is largest). Within Ohio alone, it ranks 5 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
South Webster's elevated rating (59th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because 73% of South Webster's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 551 counted buildings into the percentiles shown above for South Webster. For more on what indirect exposure implies beyond South Webster, see the exposure-zones guide.