South Valley Stream, NY
South Valley Stream wildfire risk explained
USFS's Wildfire Risk to Communities model puts South Valley Stream at the 44th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 1,729 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks South Valley Stream at the 40th national percentile — 3 points below its risk-to-structures score, a gap driven by how much is actually built there.
South Valley Stream's building exposure, zone by zone
Most of South Valley Stream's buildings (99.2% of 1,729) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
South Valley Stream against the rest of the country
Within New York, South Valley Stream ranks higher (89th percentile) than it does nationally (44th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, South Valley Stream ranks 17,782 for wildfire risk (1 is highest) and 8,307 by building count (1 is largest). Within New York alone, it ranks 147 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
South Valley Stream and the insurance market
South Valley Stream's elevated wildfire rating (44th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
South Valley Stream's 99.2% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where South Valley Stream's figures come from
Every one of the two percentiles behind South Valley Stream's 17,782-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what South Valley Stream's dominant minimal exposure actually means, with real examples from across the dataset.