South Rockwood, MI
How exposed is South Rockwood to wildfire?
Out of every US place USFS scores, South Rockwood lands at the 15th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 830 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts South Rockwood at the 17th percentile, close to its 15th-percentile risk score.
Where South Rockwood's buildings actually sit
Most of South Rockwood's buildings (79.4% of 830) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where South Rockwood ranks
South Rockwood's 52nd-percentile standing inside Michigan outpaces its 15th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, South Rockwood ranks 26,755 for wildfire risk (1 is highest) and 13,345 by building count (1 is largest). Within Michigan alone, it ranks 358 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
South Rockwood and the insurance market
South Rockwood's low rating (15th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Even with 79.4% of South Rockwood outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind South Rockwood's 26,755-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond South Rockwood, see the exposure-zones guide.