South Monroe, MI
How exposed is South Monroe to wildfire?
South Monroe sits at the 9th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 2,819 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks South Monroe at the 10th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
South Monroe's building exposure, zone by zone
Only 4.1% of South Monroe's 2,819 buildings carry Direct exposure and 0% carry Indirect; the remaining 95.9% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
South Monroe against the rest of the country
South Monroe's 30th-percentile standing inside Michigan outpaces its 9th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, South Monroe ranks 28,559 for wildfire risk (1 is highest) and 5,727 by building count (1 is largest). Within Michigan alone, it ranks 518 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
South Monroe and the insurance market
At the 9th national percentile, South Monroe rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With 95.9% of buildings rated Minimal exposure, South Monroe gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where South Monroe's figures come from
Every one of the two percentiles behind South Monroe's 28,559-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what South Monroe's dominant minimal exposure actually means, with real examples from across the dataset.