South Miami, FL
South Miami, FL's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, South Miami lands at the 65th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 3,677 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, South Miami's burn probability — fire likelihood with no building count factored in — sits at the 71st percentile nationally.
South Miami's building exposure, zone by zone
Only 23.8% of South Miami's 3,677 buildings carry Direct exposure and 0% carry Indirect; the remaining 76.2% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where South Miami ranks
South Miami ranks lower within Florida (20th percentile statewide) than its 65th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, South Miami ranks 11,053 for wildfire risk (1 is highest) and 4,554 by building count (1 is largest). Within Florida alone, it ranks 770 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
South Miami and the insurance market
South Miami's high rating (65th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in South Miami
With 76.2% of buildings rated Minimal exposure, South Miami gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind South Miami's 11,053-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond South Miami, see the exposure-zones guide.