South Lockport, NY
How exposed is South Lockport to wildfire?
USFS's Wildfire Risk to Communities model puts South Lockport at the 3rd national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 3,710 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks South Lockport at the 3rd national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where South Lockport's buildings actually sit
South Lockport rates 64.6% Minimal exposure against just 35.4% Direct and 0% Indirect — of 3,710 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where South Lockport ranks
There's little gap between South Lockport's 3rd national percentile and its 2nd percentile inside New York, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, South Lockport ranks 30,459 for wildfire risk (1 is highest) and 4,510 by building count (1 is largest). Within New York alone, it ranks 1,268 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Shopping for coverage in South Lockport
South Lockport's low wildfire rating (3rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Even with 64.6% of South Lockport outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where South Lockport's figures come from
Every one of the two percentiles behind South Lockport's 30,459-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what South Lockport's dominant minimal exposure actually means, with real examples from across the dataset.