South Lineville, MO
South Lineville wildfire risk explained
South Lineville sits at the 68th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 47 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts South Lineville at the 69th percentile, close to its 68th-percentile risk score.
What "at risk" means for the buildings here
USFS puts 87.2% of South Lineville's 47 buildings in the Indirect exposure zone, versus 12.8% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
South Lineville against the rest of the country
South Lineville's risk sits at a similar level relative to Missouri (76th percentile statewide) as it does nationally (68th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, South Lineville ranks 10,179 for wildfire risk (1 is highest) and 31,003 by building count (1 is largest). Within Missouri alone, it ranks 252 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
South Lineville and the insurance market
South Lineville's 68th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
With ember exposure the dominant pattern in South Lineville (87.2% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind South Lineville's 10,179-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond South Lineville, see the exposure-zones guide.