South Jacksonville, IL
South Jacksonville, IL's wildfire risk, in USFS's own numbers
South Jacksonville sits at the 4th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 1,795 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, South Jacksonville's burn probability — fire likelihood with no building count factored in — sits at the 4th percentile nationally.
South Jacksonville's building exposure, zone by zone
Only 1.5% of South Jacksonville's 1,795 buildings carry Direct exposure and 0% carry Indirect; the remaining 98.6% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How South Jacksonville compares
South Jacksonville's 23rd-percentile standing inside Illinois outpaces its 4th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, South Jacksonville ranks 30,373 for wildfire risk (1 is highest) and 8,084 by building count (1 is largest). Within Illinois alone, it ranks 1,118 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
South Jacksonville's low wildfire rating (4th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 98.6% of buildings rated Minimal exposure, South Jacksonville gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
South Jacksonville's 4th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond South Jacksonville, see the exposure-zones guide.