South Hill, NY
South Hill, NY's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts South Hill at the 21st national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 1,234 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, South Hill's burn probability — fire likelihood with no building count factored in — sits at the 21st percentile nationally.
Where South Hill's buildings actually sit
USFS classifies 78.7% of South Hill's buildings as Direct exposure, higher than its 21.3% Indirect share and far above its 0% Minimal share — a profile where 971 structures sit close enough to vegetation that lot clearing matters most.
Where South Hill ranks
Compare South Hill's two percentiles: 47th within New York, only 21st nationally — a gap of 26 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, South Hill ranks 24,811 for wildfire risk (1 is highest) and 10,444 by building count (1 is largest). Within New York alone, it ranks 687 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
South Hill's moderate rating (21st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
South Hill's 78.7% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where South Hill's figures come from
The methodology guide shows exactly how USFS turned 1,234 counted buildings into the percentiles shown above for South Hill. The exposure-zones guide covers what South Hill's dominant direct exposure actually means, with real examples from across the dataset.